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Requirements Lookup

Requirements Lookup

Select from Residential or purchase to Let lending criteria below or utilize the search bar.

Please see our Covid-19 update web web web page for information about temporary changes we’ve designed to our requirements.

*For any home built post 2000, it’ll be thought to have onerous leasehold terms (rather than appropriate) where one of the after is identified:

  • The lease that is original ( from the time the home ended up being built) on an appartment is less than 125 years
  • The lease that is original ( from when the home had been built) on a property is not as much as 250 years
  • The ground that is maximum at the beginning of the lease cannot exceed 0.1% of this home value or ВЈ500 each year (whichever is greater)
  • The floor lease must stay reasonable at all right times through the rent term, with unreasonable multipliers prohibited.
  • Simple/Absolute
  • Commonhold.

We’re a clean credit loan provider. We won’t provide to virtually any applicant who’s got ever:

  • been bankrupt
  • been susceptible to a specific voluntary arrangement (IVA)
  • owned a past home which was taken into control or who may have surrendered voluntary control towards the loan provider
  • had a County Court Judgement (CCJ) within the last few 36 months.