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Qualitative research with payday lending clients in the united kingdom

Qualitative research with payday lending clients in the united kingdom

The investigation through the CMA has a essential summary of the client profile of payday loan providers however it ended up being never ever built to explore the ‘lived experience’ or wider dilemmas of great interest within social policy, particularly backlinks between labour markets, welfare state cuts and financialisation. To be able to explore these problems in greater level, we carried down AHRC-funded qualitative research (in-depth interviews) with 21 borrowers that has lent from payday loan providers when you look at the year that is previous. Fieldwork happened between March and June 2014 within the western Midlands and Oxfordshire elements of great britain.